Retail Loan Services

At FinAxis®, we understand that securing a retail loan can be a crucial step towards achieving your personal financial goals. Whether you're looking to purchase a new home, buy a car, or finance other personal expenses, our team of experts is here to guide you through the process and help you find the best loan options available.

Our retail loan services include:

  • Personal Loans
  • Home Loans
  • Business Loans
  • Loan
  • Debt Consolidation Loans

Our team will work closely with you to understand your financial situation and recommend loan products that best suit your needs. We have established relationships with a wide range of banks and financial institutions, allowing us to offer competitive interest rates and flexible repayment terms.

Contact us today to learn more about our retail loan services and take the first step towards achieving your financial goals.

Retail Loan
Our Retail Loan Process

Initial Consultation

During the initial consultation, we will discuss your business needs and financial goals to determine the best working capital solution for you.

Documentation Review

Our team will review all necessary documentation to ensure a smooth application process.

Credit limit Assessment

We will assess your credit limit based on your financial profile and business needs.

Offer Presentation

We will present our loan offer, including terms and conditions, for your review and acceptance.

Agreement Signing

Once you accept the offer, we will proceed with the agreement signing to formalize the loan terms.

Loan Disbursement

Upon receiving final approval, the funds will be disbursed as per the agreed terms.

Services we provide

House Loan

Housing loan is a secured financial product offered by banks and housing finance companies to assist individuals in purchasing, constructing, or renovating residential properties. In this arrangement, the property itself serves as collateral until the loan is fully repaid .Borrower has to repay the amount along with the interest.

Personal Loan

Personal loan is a type of unsecured loan provided by financial institutions such as banks, credit unions, or online lenders. Unlike secured loans, personal loans do not require collateral, meaning you don't need to pledge assets like your home or car to obtain the loan.

Business Loan

Business loan is a financial product designed to provide capital to businesses for various operational needs, such as expansion, inventory purchase, equipment acquisition, or managing cash flow. These loans are typically repaid over a predetermined period, with interest, through regular installments.

Loan Against Property

Loan against property (LAP) is a secured loan where borrowers can pledge their residential or commercial property as collateral to obtain funds. This type of loan is typically used for large expenses such as business expansion, education, or medical emergencies. The loan amount is usually a percentage of the property's market value, and borrowers benefit from lower interest rates compared to unsecured loans.

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