FinAxis® Retail Finance

Flexible Retail Loan Solutions for Individuals & Families in India.

What Is Retail Finance & Why It Matters?

Retail finance refers to financial products designed for individual customers to help meet personal goals such as owning a home, buying a vehicle, funding education, or managing short-term financial needs. At FinAxis®, we simplify retail lending by connecting you with the right loan products, competitive rates, and transparent processes — so you can focus on what matters most.

Whether you’re a salaried professional, self-employed individual, or entrepreneur, our retail finance solutions are designed to fit your lifestyle and financial goals.

Who Can Apply for Retail Loans?

Our retail finance solutions are ideal for:

  • Salaried professionals
  • Self-employed individuals
  • Business owners & entrepreneurs
  • Professionals (CA, doctors, consultants, etc.)
  • First-time borrowers

We help clients across Mumbai and all major cities in India.

Basic Eligibility Criteria

Eligibility may vary by loan type, but generally includes::

  • Stable income source
  • Valid KYC documents
  • Bank statements (6–12 months)
  • Good credit history (preferred, not mandatory)

Our team helps you find the best possible option even if your profile is not perfect.

Why Customers Trust FinAxis®

  • Transparent & honest guidance
  • Multiple bank & NBFC partnerships
  • Customer-first approach
  • Hassle-free loan experience
  • Dedicated relationship managers

Ready to Fulfil Your Financial Goals?

From life milestones to unexpected needs, FinAxis Retail Finance is here to support you with reliable, fast, and flexible loan solutions.

Contact us to learn more about our retail loans and how we can help your business thrive. Whether you're a mid-sized company or a growing enterprise, FinAxis® delivers solutions tailored to your industry.

Key Features & Advantages

Fast Approvals & Disbursal

Get quick loan decisions and timely fund release with minimal delays.

Multiple Loan Options Under One Roof

From home to education loans, all your retail finance needs are covered.

Competitive Interest Rates

Access attractive rates tailored to your credit profile and income.

Flexible EMI & Tenure Options

Choose repayment plans that suit your monthly cash flow.

Minimal Documentation

Simple paperwork and smooth digital processes.

Trusted Advisory Support

End-to-end guidance from application to disbursal.

Finance we provide

Housing Finance

Own your dream home with FinAxis®. We help you secure affordable home loans for purchase, construction, or renovation, with competitive rates and flexible EMIs.

Personal Finance

Get instant personal loans for education, travel, marriage, or emergencies. No collateral required — just simple documentation and quick approval.

Business Finance

Empower your enterprise with customized business loans for expansion, working capital, or asset purchase. Designed for SMEs and entrepreneurs.

Finance Against Property

Leverage your residential or commercial property for financing large expenses like education, medical emergencies, or business growth. Enjoy lower interest rates and longer tenures.

Our Retail Finance Process

Initial Consultation

We start with understanding your financial goals and loan requirements.

Documentation Review

Our experts review all required documents to ensure smooth processing.

Credit limit Assessment

We assess your credit profile and recommend the best loan products.

Offer Presentation

You receive a personalized loan offer with transparent terms and interest rates.

Agreement Signing

Once accepted, the agreement is signed and finalized quickly.

Loan Disbursement

Funds are disbursed within a few working days to your account.

Retail Loans FAQs

Retail loans are financial products offered to individuals to meet personal or business-related needs, such as home purchase, education, medical expenses, or business expansion.
FinAxis® assists with home loans, personal loans, loan against property (LAP), and small business loans for salaried and self-employed individuals.
Salaried professionals, self-employed individuals, and business owners with stable income and acceptable credit profiles are eligible for retail loans.
A good credit score improves approval chances and helps secure better interest rates. However, alternative options may be available for applicants with moderate scores.
Approval timelines vary by lender, but with proper documentation, working capital funding can be arranged within a few working days. Faster approvals are possible for businesses with strong financial profiles.
Common documents include identity proof, income proof, bank statements, address proof, and property documents where applicable.
Yes, most retail loans allow prepayment or foreclosure, subject to lender-specific terms and conditions.
FinAxis® provides personalized guidance, access to multiple lenders, and transparent advice to help individuals secure the most suitable loan options.

Looking for finance?

Personal, home, business or LAP – get a customized loan plan with quick approval and transparent guidance from FinAxis®.

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